an insurance program mandated by the Philippine government to cover all income earners or workers in the private sector. SSS was created to provide private employees and their families with protection against disability, sickness, old age, and death.

 is a safe, convenient, and tax-free individual retirement savings plan. This provident fund is provided under the RA No. 11199 or the Social Security Act of 2018. WISP is the official product name of the Mandatory Provident Fund (MPF) Program which can be found in the new contribution table.